Why we need a college football playoff system

Can someone please explain to me why the Miami Hurricanes continue to be voted the #1 college football team in the country? I mean, look at these football powerhouses that Miami plays: Florida A&M, Temple, Connecticut, Rutgers, and Syracuse (sorry, Jim). They may play two or three good teams a year, and this is worthy of a national championship?

We are in desperate need of a playoff system for college football to determine a true national champion. We do it for every other major sport: the College World Series, the Final Four for basketball, and the Frozen Four for hockey. Why can we not do this for football?

The system is already in place with the various bowl games we have at the end of the year. You rotate the championship game from bowl to bowl like the BCS does now, and the other bowl games are part of the playoff system. I guess it’s the simple, common sense things that elude us sometimes.